Questionnaire

Thanks for stopping in!

We’re going to start off with a short quiz about your financial habits (it shouldn’t be too bad, only about 10 minutes). Try to answer the questions as accurately as possible because it will determine your feedback. Ready to get to it?!

How old are you?

19 or younger

20 - 34

35 - 49

50 - 65

66 or older
Are you currently a full time student?

Yes

No
Have you spent much time thinking about your financial goals?

Yes

No, not really
If you were faced with an emergency, how quickly could you access $2,000 in cash? (without charging it to a credit card or borrowing it)

I could access it right away

I could probably raise it in a month

It would take me more than a month
Do you have at least three months' worth of living expenses on hand for emergencies?

Yes

No
Do you keep more than two months’ worth of living expenses in your checking account?

Yes

No
Do you have a savings account?

Yes

No
How much does your savings account pay in annual interest?

Less than 0.50%

0.50% - 0.99%

1% or more

I'm not sure
Do you regularly set money aside for your financial priorities?

Yes

No
Roughly, what percentage of your after-tax pay do you set aside?

20% or more

Less than 20%

Not sure
How many credit cards do you have?

I don't have any

1 to 3

4 to 10

More than 10
Thinking about when you obtained your most recent credit card, did you collect information about different cards from more than one company in order to compare them?

Yes

No
Do you currently have any debt? For example, student loans, credit card debt, a mortgage, auto loans, etc.

Yes

No
Are you actively paying down your debt balance(s)?

Yes, my total debt is decreasing over time

The amount of debt I have is remaining fairly steady

No, my total debt is increasing over time
Do you currently have any credit card debt or other personal loans charging 8% or more in interest?

Yes

No
Do you currently have any student loans?

Yes

No
What is your credit score? (You might still have a credit score even if you don't have a credit card)

Below 620

620 to 700

Above 700

I'm not sure/don't have one
Do you check your credit report?

(This is different from your credit score)

Yes, regularly

I have checked it, but not regularly

No, I haven't checked it

I don't have one
Do you own your home?

Yes

No
Do you have a mortgage?

Yes

No
What interest rate does your mortgage charge?

More than 5%

5% or less

I'm not sure
Are you considering buying a home in the next few years?

Yes

No
Do you feel confident about buying?

Yes

No
Do you feel like you understand how mortgages work?

Yes

Not really
Do you hold any investments in a brokerage account, 401(k), IRA or similar account? This would include things like stocks, bonds, and mutual funds.

Yes

No

I'm not sure
Is your mix of investments aligned with your needs and personal risk tolerance?

Yes

No

I'm not sure
Does your employer offer a 401k?

Yes

No

I'm not sure
Do you make regular contributions to your 401k?

Yes

No
Have you ever tried to figure out how much you need to save for retirement?

Yes

No
Do you feel like you are on track to have enough money at retirement?

Yes, I feel very confident

I feel somewhat confident

No

I'm not sure
Do you currently work with a financial professional, like a financial adviser, who helps you make financial decisions?

Yes

No
Are you interested in finding a financial professional?

Yes

Maybe

No
Are you satisfied with the professional you work with?

Yes

No
Do you have health insurance?

Yes

No
Do you feel like you understand your health insurance?

Yes

Somewhat

No
Does anyone rely on you financially? This could include a child, a spouse/partner, a parent...

Yes

No
Do you have disability insurance?

Yes

Only through work

No
Do you have life and disability insurance?

Yes

Only through work

No
Do you have an estate plan? This would include things like a will, an advanced health care directive, and power of attorney.

Yes

No

Partially